Envisant stands out for credit unions.

Real-time payments rails, pay-by-bank model explored as future payments options.

U.S. businesses, consumers increasingly adopt faster and instant payment services.

Managed properly, this practice could prove to be a net benefit for many credit unions.

Early adopters understand member needs, assess operations, and work with the right partners.

Expect to contend with generative AI, instant payments, and interchange legislation.

Instant payment rails like the newly launched FedNow create a stickier member experience.